First Federal has been serving and supporting local communities in Northeast Florida since 1962. We are strong, secure, and one of the top-rated banks in financial stability in Florida. We are a mutual bank, which means we are owned by our customers, not stockholders. This allows us to be more responsive to our customers' needs.

From the start, First Federal has been equally committed to exceptional service and value. Today, we are a community-based mutual bank that serves over 60,000 customers from 17 branches and 2 loan offices across North Florida. Because we are a mutual bank, we are owned by our customers and not stockholders, which allows us to be more focused on our customers needs.

The common thread that runs through all of this is First Federals passion to be committed to helping our neighbors and local communities thrive. We offer a range of products and services aimed at giving our customers all the tools they need to live full lives and run successful businesses.